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Change your Perspective on Cash Value Accumulation

Change your Perspective on Cash Value Accumulation

Try focusing on the flexibility it offers for the future. Who’s your rock?

Protection for them. Possibilities for you.

Protective rated the best carrier to do business with

Did you know that two of the industry’s largest Insurance Marketing Organizations (IMOs) recently rated Protective as the best carrier to work with?

In April, Protective was recognized as the “Easiest Carrier to Do Business With” among several other top carriers. They were also recognized as having “Best in Class Website Functionality” for their online agent portal, pending business dashboard and agent lookup tool.

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OTHER PROTECTIVE UPDATES

Effective now – changes to life applications and HIPAA forms

Protective has updated the paper life insurance application form
PL-400, as well as the Premium Payment Allocations form used for Protective® Strategic Objectives II VUL. These changes provide a cleaner layout making it easier to complete the forms. Protective has also updated the HIPAA form to be more specific regarding the types of data that may be collected during the application process.

Please note: The new versions of these forms are now required and have been added to MyProtective.com. Going forward, please be sure to discard any saved forms that may be outdated.

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Help accelerate the claims process by providing beneficiary SSN and DOB during application

When submitting a life insurance application with Protective, it is best practice to provide the beneficiary’s Social Security Number (SSN) and date of birth (DOB). Obtaining the beneficiary SSN and DOB during application results in faster claim servicing and verification for our beneficiary clients, and helps you fulfill Know Your Customer and anti-money laundering (AML) requirements.

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Protective® Asset Builder II Indexed Annuity 10-Year strategies

Protective’s Asset Builder II Indexed Annuity 10-Year has many different index interest strategies available, including an S&P 500 Point-to-Point Cap – Guaranteed for Term at 6%.

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Digital Marketing Resources from Mass Mutual

Educate your clients with powerful and informative videos, presentations, graphics, and more.

Check back as this list will be updated as new resources become available.

 

Also, be sure to check out MassMutual’s broker webinar series:

Register for six webinars with just one click. As the summer heats up, you won’t want to miss a single event; check out the new webinar calendar at the bottom. Webinars will be held on Thursdays at 2:00 p.m. The second half of the year lineup:

  • July 21: Unlimited sales opportunities with MassMutual’s limited pay products
  • Aug. 18: Employee benefit solutions from MassMutual
  • Sept. 15: Solutions for business owners and key employees from MassMutual
  • Oct. 20: Defined benefit plans with MassMutual
  • Nov. 17: Gifting strategies for year end
  • Dec. 15: Ideas to take your practice to the next level with MassMutual

Important news for Banner paper app users

Effective August 1, Banner will no longer accept the traditional paper life insurance application. ALL applications must be submitted with either the new fillable PDF application or the digital application.

Important highlights:

  • No more paper apps! Download the new fillable PDF application here.
  • No more exam or APS ordering! Banner orders ALL underwriting requirements.
  • No more checks! Banner will collect payment details electronically. Physical checks will not be accepted.
  • No more playing telephone! Banner will reach out to clients direct throughout the underwriting process via email. Please ensure the client’s email address is typed in correctly and tell them to open and respond when needed.

Why the change?

  • To simplify the application process for all involved
  • Less invasive
  • Faster decisions
Learn more about the new submission process

 

Questions? Call us at 800-762-7500.

Don’t let inflation stall their plans

A recent Nationwide® survey reveals how clients are feeling right now

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As inflation continues to rise, many clients are canceling or postponing major life events such as:

  • Buying a home
  • Retiring
  • Starting a family
  • Holding a wedding

Download the infographic with more key findings to help inform your conversations with and recommendations to clients as they prepare for the future during these uncertain times.

Is your client’s non-qualified annuity where it needs to be?

News headlines can lead investors to make poor investment decisions

Stay focused when news breaks
With average annual returns of just 2.9% for the 20-year period from 2000 to 2020, the average investor underperformed virtually every asset class, from the 8.7% return of small cap stocks to the 3.0% return of short term bonds. What’s the reason for this lackluster performance? According to a Nationwide white paper, frequent trading is a primary culprit, and much of that is the product of investors trying to time the market in reaction to news headlines. With digital platforms dominating news coverage these days, it’s never been more important to help your clients counter the lure of news headlines. This white paper examines the role headlines play in emotional investment decision making and provides ideas to help your clients stay focused on the principles of long-term investing. We encourage you to access it now:
Stay focused when the news breaks

Price Reductions for Term, MoneyGuard; New VUL and More! – Lincoln Life Leader

Lots of good news in this edition of Lincoln’s Life Leader!

If you are not familiar with TermAccel, please note Lincoln TermAccel® life insurance offers an entirely electronic, streamlined interview process with fully automated underwriting and no APS requirement.

Here are the highlights and here is this edition of Lincoln’s Life Leader.

Pricing improvements and more!

See the Lincoln Life Leader with very exciting announcements.

Headlines

Click this link to explore Lincoln’s NEW Specialty Markets landing page and access Foreign National resources: http://lfg.com/garesourceguide

NEW: To listen to a recorded eApplication training presentation, click this link: Recorded eApp Presentation

NEW: For all of your new business updates and ease of doing business with Lincoln, please click on this link: https://lincoln-financial.lfd.com/GoDigital

Merry Christmas + Holiday Hours 🎄

Season\’s greetings!

ISSUE Insurance will be closed in observance of Christmas on Friday, December 24, 2021 and New Year\’s on Friday, December 31, 2021.

We will reopen at 10:00AM on Monday, January 3rd.

Questions? Please call us at 800-762-7500 or email us at easy@issueins.com.

Merry Christmas from ISSUE

Grow Your Business with Nationwide’s Term + Perm Program

ISSUE Email Headers (2)

Nationwide\’s Term + Perm program allows clients with an eligible term policy from an eligible competitor to buy a new permanent life insurance policy from Nationwide without current medical underwriting. It provides:

  • a streamlined life insurance buying process
  • face amounts up to $2.5 million
  • option to add cash indemnity Long-Term Care Rider
  • clients can choose to keep existing term coverage in force
Learn more

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